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			<title>chozza09 blog2</title>
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			<title>chozza09 blog1</title>
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			<title>퇴직 준비: 1년 전부터 그리는 연금 자금 이동표</title>
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			<title>머니앤와이 소개 | About Money &#038; Why</title>
			<pubDate><![CDATA[Mon, 14 Sep 2026 14:31:53 +0000]]></pubDate>
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					<item>
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			<title>ISA 해외 ETF: 원화로 사도 확인할 네 가지 위험</title>
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			<title>Moving for Schools: Check the Full Cost Before You Go</title>
			<pubDate><![CDATA[Mon, 14 Sep 2026 07:16:29 +0000]]></pubDate>
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			<guid><![CDATA[https://moneyandwhy.com/en/community/discussion/retirement-saving-on-a-tight-budget-where-to-start/]]></guid>
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			<title>Retirement Saving on a Tight Budget: Where to Start</title>
			<pubDate><![CDATA[Mon, 14 Sep 2026 07:12:50 +0000]]></pubDate>
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			<title>ISA 상품: 담을 수 있는 것과 나에게 맞는 것 구분하기</title>
			<pubDate><![CDATA[Mon, 14 Sep 2026 07:05:38 +0000]]></pubDate>
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					<item>
			<guid><![CDATA[https://moneyandwhy.com/ko/community/discussion/isa-비과세-한도-초과한-수익의-세금을-계산하는-네-단/]]></guid>
			<link><![CDATA[https://moneyandwhy.com/ko/community/discussion/isa-비과세-한도-초과한-수익의-세금을-계산하는-네-단/]]></link>
			<title>ISA 비과세 한도: 초과한 수익의 세금을 계산하는 네 단계</title>
			<pubDate><![CDATA[Mon, 14 Sep 2026 06:59:16 +0000]]></pubDate>
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					<item>
			<guid><![CDATA[https://moneyandwhy.com/en/community/discussion/one-income-mortgage-should-you-use-savings-to-pay-it-down/]]></guid>
			<link><![CDATA[https://moneyandwhy.com/en/community/discussion/one-income-mortgage-should-you-use-savings-to-pay-it-down/]]></link>
			<title>One-Income Mortgage: Should You Use Savings to Pay It Down?</title>
			<pubDate><![CDATA[Mon, 14 Sep 2026 05:43:12 +0000]]></pubDate>
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					<item>
			<guid><![CDATA[https://moneyandwhy.com/en/community/discussion/cash-after-buying-a-home-will-you-have-enough-left/]]></guid>
			<link><![CDATA[https://moneyandwhy.com/en/community/discussion/cash-after-buying-a-home-will-you-have-enough-left/]]></link>
			<title>Cash After Buying a Home: Will You Have Enough Left?</title>
			<pubDate><![CDATA[Mon, 14 Sep 2026 05:40:08 +0000]]></pubDate>
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					<item>
			<guid><![CDATA[https://moneyandwhy.com/ko/community/discussion/isa-손익통산-손실을-돌려준다는-뜻은-아닙니다/]]></guid>
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			<title>ISA 손익통산: 손실을 돌려준다는 뜻은 아닙니다</title>
			<pubDate><![CDATA[Mon, 14 Sep 2026 05:35:11 +0000]]></pubDate>
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					<item>
			<guid><![CDATA[https://moneyandwhy.com/ko/community/discussion/isa-납입한도-이월액과-올해-입금-가능액-읽는-법/]]></guid>
			<link><![CDATA[https://moneyandwhy.com/ko/community/discussion/isa-납입한도-이월액과-올해-입금-가능액-읽는-법/]]></link>
			<title>ISA 납입한도: 이월액과 올해 입금 가능액 읽는 법</title>
			<pubDate><![CDATA[Mon, 14 Sep 2026 05:30:40 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://moneyandwhy.com/en/community/discussion/bigger-home-budget-what-happens-to-your-familys-savings/]]></guid>
			<link><![CDATA[https://moneyandwhy.com/en/community/discussion/bigger-home-budget-what-happens-to-your-familys-savings/]]></link>
			<title>Bigger Home Budget: What Happens to Your Family&#8217;s Savings?</title>
			<pubDate><![CDATA[Mon, 14 Sep 2026 04:13:58 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://moneyandwhy.com/en/community/discussion/mortgage-term-is-a-lower-monthly-payment-really-cheaper/]]></guid>
			<link><![CDATA[https://moneyandwhy.com/en/community/discussion/mortgage-term-is-a-lower-monthly-payment-really-cheaper/]]></link>
			<title>Mortgage Term: Is a Lower Monthly Payment Really Cheaper?</title>
			<pubDate><![CDATA[Mon, 14 Sep 2026 04:10:52 +0000]]></pubDate>
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					<item>
			<guid><![CDATA[https://moneyandwhy.com/ko/community/discussion/isa-가입-서류-소득확인증명서부터-접수-결과까지/]]></guid>
			<link><![CDATA[https://moneyandwhy.com/ko/community/discussion/isa-가입-서류-소득확인증명서부터-접수-결과까지/]]></link>
			<title>ISA 가입 서류: 소득확인증명서부터 접수 결과까지</title>
			<pubDate><![CDATA[Mon, 14 Sep 2026 04:00:47 +0000]]></pubDate>
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					<item>
			<guid><![CDATA[https://moneyandwhy.com/ko/community/discussion/isa-유형-중개형·신탁형·일임형을-고르는-네-가지-기/]]></guid>
			<link><![CDATA[https://moneyandwhy.com/ko/community/discussion/isa-유형-중개형·신탁형·일임형을-고르는-네-가지-기/]]></link>
			<title>ISA 유형: 중개형·신탁형·일임형을 고르는 네 가지 기준</title>
			<pubDate><![CDATA[Mon, 14 Sep 2026 03:57:59 +0000]]></pubDate>
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					<item>
			<guid><![CDATA[https://moneyandwhy.com/en/community/discussion/pay-off-a-mortgage-before-retirement-check-cash-first/]]></guid>
			<link><![CDATA[https://moneyandwhy.com/en/community/discussion/pay-off-a-mortgage-before-retirement-check-cash-first/]]></link>
			<title>Pay Off a Mortgage Before Retirement? Check Cash First</title>
			<pubDate><![CDATA[Mon, 14 Sep 2026 01:03:42 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://moneyandwhy.com/en/community/discussion/house-rich-cash-poor-three-ways-to-close-a-retirement-gap/]]></guid>
			<link><![CDATA[https://moneyandwhy.com/en/community/discussion/house-rich-cash-poor-three-ways-to-close-a-retirement-gap/]]></link>
			<title>House Rich, Cash Poor: Three Ways to Close a Retirement Gap</title>
			<pubDate><![CDATA[Mon, 14 Sep 2026 01:00:05 +0000]]></pubDate>
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					<item>
			<guid><![CDATA[https://moneyandwhy.com/ko/community/discussion/isa-계좌-투자상품과-절세-혜택을-구분하는-첫-안내/]]></guid>
			<link><![CDATA[https://moneyandwhy.com/ko/community/discussion/isa-계좌-투자상품과-절세-혜택을-구분하는-첫-안내/]]></link>
			<title>ISA 계좌: 투자상품과 절세 혜택을 구분하는 첫 안내</title>
			<pubDate><![CDATA[Mon, 14 Sep 2026 00:55:23 +0000]]></pubDate>
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			<guid><![CDATA[https://moneyandwhy.com/ko/community/discussion/퇴직연금-점검-회사-납입부터-수령-계획까지-네-단계/]]></guid>
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			<title>퇴직연금 점검: 회사 납입부터 수령 계획까지 네 단계</title>
			<pubDate><![CDATA[Mon, 14 Sep 2026 00:52:26 +0000]]></pubDate>
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			<guid><![CDATA[https://moneyandwhy.com/en/community/discussion/renting-in-retirement-will-selling-your-home-help/]]></guid>
			<link><![CDATA[https://moneyandwhy.com/en/community/discussion/renting-in-retirement-will-selling-your-home-help/]]></link>
			<title>Renting in Retirement: Will Selling Your Home Help?</title>
			<pubDate><![CDATA[Sun, 13 Sep 2026 19:27:04 +0000]]></pubDate>
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			<guid><![CDATA[https://moneyandwhy.com/en/community/discussion/downsizing-proceeds-how-much-cash-will-you-really-keep/]]></guid>
			<link><![CDATA[https://moneyandwhy.com/en/community/discussion/downsizing-proceeds-how-much-cash-will-you-really-keep/]]></link>
			<title>Downsizing Proceeds: How Much Cash Will You Really Keep?</title>
			<pubDate><![CDATA[Sun, 13 Sep 2026 19:24:17 +0000]]></pubDate>
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			<title>퇴직연금 수령: 일시금과 나눠 받기를 비교하는 네 기준</title>
			<pubDate><![CDATA[Sun, 13 Sep 2026 19:19:06 +0000]]></pubDate>
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			<title>홈</title>
			<pubDate><![CDATA[Mon, 17 Aug 2026 20:08:17 +0000]]></pubDate>
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