<?xml version="1.0" encoding="UTF-8"?>
<!-- 이 사이트맵은 All in One SEO v5.0.0.1(워드프레스용 오리지널 SEO 플러그인)에 의해 2026년 09월 10일에서 오후 6:23에 생성된 역동적으로입니다. -->

<?xml-stylesheet type="text/xsl" href="https://moneyandwhy.com/default-sitemap.xsl"?>

<rss version="2.0" xmlns:atom="http://www.w3.org/2005/Atom">
	<channel>
		<title>Money &amp; Why</title>
		<link><![CDATA[https://moneyandwhy.com]]></link>
		<description><![CDATA[Money &amp; Why]]></description>
		<lastBuildDate><![CDATA[Wed, 09 Sep 2026 19:33:44 +0000]]></lastBuildDate>
		<docs>https://validator.w3.org/feed/docs/rss2.html</docs>
		<atom:link href="https://moneyandwhy.com/sitemap.rss" rel="self" type="application/rss+xml" />
		<ttl><![CDATA[60]]></ttl>

		<item>
			<guid><![CDATA[https://moneyandwhy.com/en/community/discussion/simplify-investment-accounts-without-losing-track-of-your-money/]]></guid>
			<link><![CDATA[https://moneyandwhy.com/en/community/discussion/simplify-investment-accounts-without-losing-track-of-your-money/]]></link>
			<title>Simplify Investment Accounts Without Losing Track of Your Money</title>
			<pubDate><![CDATA[Wed, 09 Sep 2026 19:33:44 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://moneyandwhy.com/en/community/discussion/borrowing-for-living-expenses-can-you-afford-to-keep-your-assets/]]></guid>
			<link><![CDATA[https://moneyandwhy.com/en/community/discussion/borrowing-for-living-expenses-can-you-afford-to-keep-your-assets/]]></link>
			<title>Borrowing for Living Expenses: Can You Afford to Keep Your Assets?</title>
			<pubDate><![CDATA[Thu, 10 Sep 2026 08:54:28 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://moneyandwhy.com/en/community/discussion/retiring-at-different-times-plan-for-the-income-gaps/]]></guid>
			<link><![CDATA[https://moneyandwhy.com/en/community/discussion/retiring-at-different-times-plan-for-the-income-gaps/]]></link>
			<title>Retiring at Different Times: Plan for the Income Gaps</title>
			<pubDate><![CDATA[Wed, 09 Sep 2026 19:25:48 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://moneyandwhy.com/ko/community/discussion/irp-원리금보장-내-돈을-갚을-회사는-어디일까/]]></guid>
			<link><![CDATA[https://moneyandwhy.com/ko/community/discussion/irp-원리금보장-내-돈을-갚을-회사는-어디일까/]]></link>
			<title>IRP 원리금보장: 내 돈을 갚을 회사는 어디일까</title>
			<pubDate><![CDATA[Thu, 10 Sep 2026 08:47:19 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://moneyandwhy.com/ko/community/discussion/irp-tdf-이름에-붙은-은퇴-연도-무엇을-뜻할까/]]></guid>
			<link><![CDATA[https://moneyandwhy.com/ko/community/discussion/irp-tdf-이름에-붙은-은퇴-연도-무엇을-뜻할까/]]></link>
			<title>IRP TDF: 이름에 붙은 은퇴 연도, 무엇을 뜻할까</title>
			<pubDate><![CDATA[Thu, 10 Sep 2026 08:39:59 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://moneyandwhy.com/en/community/discussion/college-costs-and-retirement-give-each-goal-its-own-timeline/]]></guid>
			<link><![CDATA[https://moneyandwhy.com/en/community/discussion/college-costs-and-retirement-give-each-goal-its-own-timeline/]]></link>
			<title>College Costs and Retirement: Give Each Goal Its Own Timeline</title>
			<pubDate><![CDATA[Thu, 10 Sep 2026 06:14:12 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://moneyandwhy.com/en/community/discussion/pay-down-your-mortgage-or-invest-check-your-cash-first/]]></guid>
			<link><![CDATA[https://moneyandwhy.com/en/community/discussion/pay-down-your-mortgage-or-invest-check-your-cash-first/]]></link>
			<title>Pay Down Your Mortgage or Invest? Check Your Cash First</title>
			<pubDate><![CDATA[Thu, 10 Sep 2026 06:06:52 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://moneyandwhy.com/ko/community/discussion/irp-예금-만기-그다음-내-돈은-어디에-있을까/]]></guid>
			<link><![CDATA[https://moneyandwhy.com/ko/community/discussion/irp-예금-만기-그다음-내-돈은-어디에-있을까/]]></link>
			<title>IRP 예금 만기: 그다음 내 돈은 어디에 있을까</title>
			<pubDate><![CDATA[Thu, 10 Sep 2026 05:59:43 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://moneyandwhy.com/ko/community/discussion/irp-위험자산-한도-계좌-전체로-계산하는-법/]]></guid>
			<link><![CDATA[https://moneyandwhy.com/ko/community/discussion/irp-위험자산-한도-계좌-전체로-계산하는-법/]]></link>
			<title>IRP 위험자산 한도: 계좌 전체로 계산하는 법</title>
			<pubDate><![CDATA[Thu, 10 Sep 2026 05:52:47 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://moneyandwhy.com/en/community/discussion/retirement-travel-budget-protect-your-medical-reserve/]]></guid>
			<link><![CDATA[https://moneyandwhy.com/en/community/discussion/retirement-travel-budget-protect-your-medical-reserve/]]></link>
			<title>Retirement Travel Budget: Protect Your Medical Reserve</title>
			<pubDate><![CDATA[Thu, 10 Sep 2026 03:27:19 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://moneyandwhy.com/en/community/discussion/early-retirement-offer-look-beyond-the-lump-sum/]]></guid>
			<link><![CDATA[https://moneyandwhy.com/en/community/discussion/early-retirement-offer-look-beyond-the-lump-sum/]]></link>
			<title>Early Retirement Offer: Look Beyond the Lump Sum</title>
			<pubDate><![CDATA[Thu, 10 Sep 2026 03:19:00 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://moneyandwhy.com/ko/community/discussion/irp-납입금-오래-묶어도-되는-돈인지-확인하는-법/]]></guid>
			<link><![CDATA[https://moneyandwhy.com/ko/community/discussion/irp-납입금-오래-묶어도-되는-돈인지-확인하는-법/]]></link>
			<title>IRP 납입금: 오래 묶어도 되는 돈인지 확인하는 법</title>
			<pubDate><![CDATA[Thu, 10 Sep 2026 03:00:42 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://moneyandwhy.com/en/community/discussion/living-with-adult-children-share-costs-keep-independence/]]></guid>
			<link><![CDATA[https://moneyandwhy.com/en/community/discussion/living-with-adult-children-share-costs-keep-independence/]]></link>
			<title>Living With Adult Children: Share Costs, Keep Independence</title>
			<pubDate><![CDATA[Thu, 10 Sep 2026 00:31:52 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://moneyandwhy.com/en/community/discussion/rural-home-costs-what-to-check-before-you-retire/]]></guid>
			<link><![CDATA[https://moneyandwhy.com/en/community/discussion/rural-home-costs-what-to-check-before-you-retire/]]></link>
			<title>Rural Home Costs: What to Check Before You Retire</title>
			<pubDate><![CDATA[Thu, 10 Sep 2026 00:24:07 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://moneyandwhy.com/ko/community/discussion/irp-세액공제-합산-연금저축과-함께-계산하는-법/]]></guid>
			<link><![CDATA[https://moneyandwhy.com/ko/community/discussion/irp-세액공제-합산-연금저축과-함께-계산하는-법/]]></link>
			<title>IRP 세액공제 합산: 연금저축과 함께 계산하는 법</title>
			<pubDate><![CDATA[Thu, 10 Sep 2026 00:16:53 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://moneyandwhy.com/ko/community/discussion/irp-수수료-가입-전-비용표에서-확인할-네-가지/]]></guid>
			<link><![CDATA[https://moneyandwhy.com/ko/community/discussion/irp-수수료-가입-전-비용표에서-확인할-네-가지/]]></link>
			<title>IRP 수수료: 가입 전 비용표에서 확인할 네 가지</title>
			<pubDate><![CDATA[Thu, 10 Sep 2026 00:09:35 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://moneyandwhy.com/ko/community/discussion/irp-가입-대상-내-자격을-확인하는-네-가지-방법/]]></guid>
			<link><![CDATA[https://moneyandwhy.com/ko/community/discussion/irp-가입-대상-내-자격을-확인하는-네-가지-방법/]]></link>
			<title>IRP 가입 대상: 내 자격을 확인하는 네 가지 방법</title>
			<pubDate><![CDATA[Wed, 09 Sep 2026 19:18:19 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://moneyandwhy.com/ko/community/discussion/irp-재원-구분-퇴직금과-내가-넣은-돈은-어떻게-다를까/]]></guid>
			<link><![CDATA[https://moneyandwhy.com/ko/community/discussion/irp-재원-구분-퇴직금과-내가-넣은-돈은-어떻게-다를까/]]></link>
			<title>IRP 재원 구분: 퇴직금과 내가 넣은 돈은 어떻게 다를까</title>
			<pubDate><![CDATA[Wed, 09 Sep 2026 19:10:20 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://moneyandwhy.com/ko/community/discussion/irp-투자상품-살-수-있는-상품부터-구분하세요/]]></guid>
			<link><![CDATA[https://moneyandwhy.com/ko/community/discussion/irp-투자상품-살-수-있는-상품부터-구분하세요/]]></link>
			<title>IRP 투자상품: 살 수 있는 상품부터 구분하세요</title>
			<pubDate><![CDATA[Thu, 10 Sep 2026 03:08:58 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://moneyandwhy.com/en/community/discussion/supporting-parents-while-saving-to-move-out-a-practical-budget/]]></guid>
			<link><![CDATA[https://moneyandwhy.com/en/community/discussion/supporting-parents-while-saving-to-move-out-a-practical-budget/]]></link>
			<title>Supporting Parents While Saving to Move Out: A Practical Budget</title>
			<pubDate><![CDATA[Wed, 09 Sep 2026 16:45:29 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://moneyandwhy.com/en/community/discussion/etf-overlap-are-different-funds-holding-the-same-stocks/]]></guid>
			<link><![CDATA[https://moneyandwhy.com/en/community/discussion/etf-overlap-are-different-funds-holding-the-same-stocks/]]></link>
			<title>ETF Overlap: Are Different Funds Holding the Same Stocks?</title>
			<pubDate><![CDATA[Wed, 09 Sep 2026 16:34:27 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://moneyandwhy.com/ko/community/discussion/irp-기초-퇴직금-통장이라고만-알면-놓치는-것/]]></guid>
			<link><![CDATA[https://moneyandwhy.com/ko/community/discussion/irp-기초-퇴직금-통장이라고만-알면-놓치는-것/]]></link>
			<title>IRP 기초: 퇴직금 통장이라고만 알면 놓치는 것</title>
			<pubDate><![CDATA[Wed, 09 Sep 2026 16:24:45 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://moneyandwhy.com/ko/community/discussion/연금저축-연간-점검-한-장으로-정리하는-네-가지-확인/]]></guid>
			<link><![CDATA[https://moneyandwhy.com/ko/community/discussion/연금저축-연간-점검-한-장으로-정리하는-네-가지-확인/]]></link>
			<title>연금저축 연간 점검: 한 장으로 정리하는 네 가지 확인</title>
			<pubDate><![CDATA[Wed, 09 Sep 2026 16:12:58 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://moneyandwhy.com/en/community/discussion/got-a-pay-raise-but-your-bank-balance-has-not-changed/]]></guid>
			<link><![CDATA[https://moneyandwhy.com/en/community/discussion/got-a-pay-raise-but-your-bank-balance-has-not-changed/]]></link>
			<title>Got a Pay Raise but Your Bank Balance Has Not Changed?</title>
			<pubDate><![CDATA[Wed, 09 Sep 2026 13:44:27 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://moneyandwhy.com/en/community/discussion/monthly-investing-or-a-lump-sum-start-with-the-money-you-have/]]></guid>
			<link><![CDATA[https://moneyandwhy.com/en/community/discussion/monthly-investing-or-a-lump-sum-start-with-the-money-you-have/]]></link>
			<title>Monthly Investing or a Lump Sum? Start With the Money You Have</title>
			<pubDate><![CDATA[Wed, 09 Sep 2026 13:34:08 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://moneyandwhy.com/ko/community/discussion/연금저축-운용-수령-중-남은-투자금을-관리하는-법/]]></guid>
			<link><![CDATA[https://moneyandwhy.com/ko/community/discussion/연금저축-운용-수령-중-남은-투자금을-관리하는-법/]]></link>
			<title>연금저축 운용: 수령 중 남은 투자금을 관리하는 법</title>
			<pubDate><![CDATA[Wed, 09 Sep 2026 13:23:23 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://moneyandwhy.com/ko/community/discussion/연금저축-수령액-세금과-생활비를-함께-계산하기/]]></guid>
			<link><![CDATA[https://moneyandwhy.com/ko/community/discussion/연금저축-수령액-세금과-생활비를-함께-계산하기/]]></link>
			<title>연금저축 수령액: 세금과 생활비를 함께 계산하기</title>
			<pubDate><![CDATA[Wed, 09 Sep 2026 13:12:51 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://moneyandwhy.com/en/community/discussion/first-car-budget-what-happens-to-your-monthly-savings/]]></guid>
			<link><![CDATA[https://moneyandwhy.com/en/community/discussion/first-car-budget-what-happens-to-your-monthly-savings/]]></link>
			<title>First Car Budget: What Happens to Your Monthly Savings?</title>
			<pubDate><![CDATA[Wed, 09 Sep 2026 10:41:03 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://moneyandwhy.com/en/community/discussion/small-investment-big-risk-should-it-all-go-into-one-stock/]]></guid>
			<link><![CDATA[https://moneyandwhy.com/en/community/discussion/small-investment-big-risk-should-it-all-go-into-one-stock/]]></link>
			<title>Small Investment, Big Risk: Should It All Go Into One Stock?</title>
			<pubDate><![CDATA[Wed, 09 Sep 2026 10:29:18 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://moneyandwhy.com/ko/community/discussion/연금수령-시작-전-연금저축-나이와-가입기간-확인하/]]></guid>
			<link><![CDATA[https://moneyandwhy.com/ko/community/discussion/연금수령-시작-전-연금저축-나이와-가입기간-확인하/]]></link>
			<title>연금수령 시작 전: 연금저축 나이와 가입기간 확인하기</title>
			<pubDate><![CDATA[Wed, 09 Sep 2026 09:09:07 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://moneyandwhy.com/ko/community/discussion/연금저축-납입중단-잠시-쉬는-것과-해지는-다릅니다/]]></guid>
			<link><![CDATA[https://moneyandwhy.com/ko/community/discussion/연금저축-납입중단-잠시-쉬는-것과-해지는-다릅니다/]]></link>
			<title>연금저축 납입중단: 잠시 쉬는 것과 해지는 다릅니다</title>
			<pubDate><![CDATA[Wed, 09 Sep 2026 09:03:20 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://moneyandwhy.com/en/community/discussion/credit-card-bills-is-the-problem-timing-or-overspending/]]></guid>
			<link><![CDATA[https://moneyandwhy.com/en/community/discussion/credit-card-bills-is-the-problem-timing-or-overspending/]]></link>
			<title>Credit Card Bills: Is the Problem Timing or Overspending?</title>
			<pubDate><![CDATA[Wed, 09 Sep 2026 07:47:25 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://moneyandwhy.com/en/community/discussion/stock-tips-from-friends-four-checks-before-you-buy/]]></guid>
			<link><![CDATA[https://moneyandwhy.com/en/community/discussion/stock-tips-from-friends-four-checks-before-you-buy/]]></link>
			<title>Stock Tips From Friends: Four Checks Before You Buy</title>
			<pubDate><![CDATA[Wed, 09 Sep 2026 06:30:48 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://moneyandwhy.com/ko/community/discussion/연금저축-중도인출-신청액과-손에-쥐는-돈이-다른-이/]]></guid>
			<link><![CDATA[https://moneyandwhy.com/ko/community/discussion/연금저축-중도인출-신청액과-손에-쥐는-돈이-다른-이/]]></link>
			<title>연금저축 중도인출: 신청액과 손에 쥐는 돈이 다른 이유</title>
			<pubDate><![CDATA[Wed, 09 Sep 2026 06:23:43 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://moneyandwhy.com/ko/community/discussion/연금저축-미공제-납입금-인출-전에-증명하는-네-단계/]]></guid>
			<link><![CDATA[https://moneyandwhy.com/ko/community/discussion/연금저축-미공제-납입금-인출-전에-증명하는-네-단계/]]></link>
			<title>연금저축 미공제 납입금: 인출 전에 증명하는 네 단계</title>
			<pubDate><![CDATA[Wed, 09 Sep 2026 06:16:14 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://moneyandwhy.com/en/community/discussion/retirement-planning-for-couples-share-the-plan-not-just-the-bills/]]></guid>
			<link><![CDATA[https://moneyandwhy.com/en/community/discussion/retirement-planning-for-couples-share-the-plan-not-just-the-bills/]]></link>
			<title>Retirement Planning for Couples: Share the Plan, Not Just the Bills</title>
			<pubDate><![CDATA[Wed, 09 Sep 2026 04:48:29 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://moneyandwhy.com/en/community/discussion/first-investment-loss-check-your-goal-before-chasing-a-recovery/]]></guid>
			<link><![CDATA[https://moneyandwhy.com/en/community/discussion/first-investment-loss-check-your-goal-before-chasing-a-recovery/]]></link>
			<title>First Investment Loss: Check Your Goal Before Chasing a Recovery</title>
			<pubDate><![CDATA[Wed, 09 Sep 2026 04:38:36 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://moneyandwhy.com/ko/community/discussion/연금저축-이전-해지하고-다시-가입하면-안-될까요/]]></guid>
			<link><![CDATA[https://moneyandwhy.com/ko/community/discussion/연금저축-이전-해지하고-다시-가입하면-안-될까요/]]></link>
			<title>연금저축 이전: 해지하고 다시 가입하면 안 될까요</title>
			<pubDate><![CDATA[Wed, 09 Sep 2026 03:01:05 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://moneyandwhy.com/ko/community/discussion/연금저축보험-해지환급금-납입액보다-적을-때-확인/]]></guid>
			<link><![CDATA[https://moneyandwhy.com/ko/community/discussion/연금저축보험-해지환급금-납입액보다-적을-때-확인/]]></link>
			<title>연금저축보험 해지환급금: 납입액보다 적을 때 확인할 것</title>
			<pubDate><![CDATA[Wed, 09 Sep 2026 02:49:45 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://moneyandwhy.com/en/community/discussion/account-balance-separate-cash-from-money-already-invested/]]></guid>
			<link><![CDATA[https://moneyandwhy.com/en/community/discussion/account-balance-separate-cash-from-money-already-invested/]]></link>
			<title>Account Balance: Separate Cash From Money Already Invested</title>
			<pubDate><![CDATA[Wed, 09 Sep 2026 01:30:49 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://moneyandwhy.com/en/community/discussion/investment-fees-three-places-to-check-what-you-pay/]]></guid>
			<link><![CDATA[https://moneyandwhy.com/en/community/discussion/investment-fees-three-places-to-check-what-you-pay/]]></link>
			<title>Investment Fees: Three Places to Check What You Pay</title>
			<pubDate><![CDATA[Wed, 09 Sep 2026 01:21:04 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://moneyandwhy.com/ko/community/discussion/연금저축-잔액-현금과-투자금을-따로-보는-방법/]]></guid>
			<link><![CDATA[https://moneyandwhy.com/ko/community/discussion/연금저축-잔액-현금과-투자금을-따로-보는-방법/]]></link>
			<title>연금저축 잔액: 현금과 투자금을 따로 보는 방법</title>
			<pubDate><![CDATA[Wed, 09 Sep 2026 01:07:01 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://moneyandwhy.com/ko/community/discussion/연금저축-비용-수수료를-확인할-네-가지-화면/]]></guid>
			<link><![CDATA[https://moneyandwhy.com/ko/community/discussion/연금저축-비용-수수료를-확인할-네-가지-화면/]]></link>
			<title>연금저축 비용: 수수료를 확인할 네 가지 화면</title>
			<pubDate><![CDATA[Wed, 09 Sep 2026 00:55:46 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://moneyandwhy.com/en/community/discussion/retirement-budget-four-checks-before-your-last-working-day/]]></guid>
			<link><![CDATA[https://moneyandwhy.com/en/community/discussion/retirement-budget-four-checks-before-your-last-working-day/]]></link>
			<title>Retirement Budget: Four Checks Before Your Last Working Day</title>
			<pubDate><![CDATA[Tue, 08 Sep 2026 23:30:28 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://moneyandwhy.com/en/community/discussion/debt-before-marriage-build-a-budget-you-both-agree-on/]]></guid>
			<link><![CDATA[https://moneyandwhy.com/en/community/discussion/debt-before-marriage-build-a-budget-you-both-agree-on/]]></link>
			<title>Debt Before Marriage: Build a Budget You Both Agree On</title>
			<pubDate><![CDATA[Thu, 10 Sep 2026 09:01:17 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://moneyandwhy.com/en/community/discussion/tutoring-budget-can-your-family-afford-one-more-class/]]></guid>
			<link><![CDATA[https://moneyandwhy.com/en/community/discussion/tutoring-budget-can-your-family-afford-one-more-class/]]></link>
			<title>Tutoring Budget: Can Your Family Afford One More Class?</title>
			<pubDate><![CDATA[Tue, 08 Sep 2026 20:58:14 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://moneyandwhy.com/ko/community/discussion/연금저축펀드-상품-선택-일반-펀드와-etf-무엇부터-볼까/]]></guid>
			<link><![CDATA[https://moneyandwhy.com/ko/community/discussion/연금저축펀드-상품-선택-일반-펀드와-etf-무엇부터-볼까/]]></link>
			<title>연금저축펀드 상품 선택: 일반 펀드와 ETF 무엇부터 볼까</title>
			<pubDate><![CDATA[Tue, 08 Sep 2026 20:47:21 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://moneyandwhy.com/ko/community/discussion/연금저축-납입계획-매달-넣을까-연말에-모아-넣을까/]]></guid>
			<link><![CDATA[https://moneyandwhy.com/ko/community/discussion/연금저축-납입계획-매달-넣을까-연말에-모아-넣을까/]]></link>
			<title>연금저축 납입계획: 매달 넣을까, 연말에 모아 넣을까</title>
			<pubDate><![CDATA[Tue, 08 Sep 2026 20:36:49 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://moneyandwhy.com/en/community/discussion/moving-out-budget-can-you-afford-more-than-the-rent/]]></guid>
			<link><![CDATA[https://moneyandwhy.com/en/community/discussion/moving-out-budget-can-you-afford-more-than-the-rent/]]></link>
			<title>Moving Out Budget: Can You Afford More Than the Rent?</title>
			<pubDate><![CDATA[Tue, 08 Sep 2026 19:13:21 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://moneyandwhy.com/]]></guid>
			<link><![CDATA[https://moneyandwhy.com/]]></link>
			<title>홈</title>
			<pubDate><![CDATA[Mon, 17 Aug 2026 20:08:17 +0000]]></pubDate>
		</item>
				</channel>
</rss>
