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			<title>Rent vs. Commute: Is Living Closer to Work Worth It?</title>
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			<title>연금저축과 IRP: 어디에 먼저 넣을지 정하는 방법</title>
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			<title>Second Baby Budget: Plan for More Than Baby Gear</title>
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			<title>Different Risk Tolerance: How Couples Can Set Investing Boundaries</title>
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			<title>IRP 지급일과 지급액: 연금을 생활비에 맞추는 법</title>
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			<title>One-Income Budget: Check Fixed Costs Before the Change</title>
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			<guid><![CDATA[https://moneyandwhy.com/en/community/discussion/wedding-budget-leave-room-for-life-after-the-big-day/]]></guid>
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			<title>Wedding Budget: Leave Room for Life After the Big Day</title>
			<pubDate><![CDATA[Thu, 10 Sep 2026 14:38:29 +0000]]></pubDate>
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			<title>IRP 여러 계좌: 납입액과 투자 구성을 함께 보는 법</title>
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			<guid><![CDATA[https://moneyandwhy.com/ko/community/discussion/irp-이전-상품을-팔지-않고-옮길-수-있을까/]]></guid>
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			<title>IRP 이전: 상품을 팔지 않고 옮길 수 있을까</title>
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			<title>Education Savings Losses: Rework the Three-Year Plan</title>
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			<title>Investment Losses in Your 50s: Rebuild the Retirement Plan</title>
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			<title>IRP 퇴직금 인출: 바로 꺼내기 전 세금 확인하기</title>
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			<title>IRP 중도인출: 일부 인출과 계좌 해지는 왜 다를까</title>
			<pubDate><![CDATA[Thu, 10 Sep 2026 11:29:19 +0000]]></pubDate>
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			<guid><![CDATA[https://moneyandwhy.com/en/community/discussion/borrowing-for-living-expenses-can-you-afford-to-keep-your-assets/]]></guid>
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			<title>Borrowing for Living Expenses: Can You Afford to Keep Your Assets?</title>
			<pubDate><![CDATA[Thu, 10 Sep 2026 08:54:28 +0000]]></pubDate>
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			<guid><![CDATA[https://moneyandwhy.com/en/community/discussion/simplify-investment-accounts-without-losing-track-of-your-money/]]></guid>
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			<title>Simplify Investment Accounts Without Losing Track of Your Money</title>
			<pubDate><![CDATA[Wed, 09 Sep 2026 19:33:44 +0000]]></pubDate>
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			<guid><![CDATA[https://moneyandwhy.com/en/community/discussion/debt-before-marriage-build-a-budget-you-both-agree-on/]]></guid>
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			<title>Debt Before Marriage: Build a Budget You Both Agree On</title>
			<pubDate><![CDATA[Thu, 10 Sep 2026 09:01:17 +0000]]></pubDate>
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			<guid><![CDATA[https://moneyandwhy.com/en/community/discussion/retiring-at-different-times-plan-for-the-income-gaps/]]></guid>
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			<title>Retiring at Different Times: Plan for the Income Gaps</title>
			<pubDate><![CDATA[Wed, 09 Sep 2026 19:25:48 +0000]]></pubDate>
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			<guid><![CDATA[https://moneyandwhy.com/ko/community/discussion/irp-원리금보장-내-돈을-갚을-회사는-어디일까/]]></guid>
			<link><![CDATA[https://moneyandwhy.com/ko/community/discussion/irp-원리금보장-내-돈을-갚을-회사는-어디일까/]]></link>
			<title>IRP 원리금보장: 내 돈을 갚을 회사는 어디일까</title>
			<pubDate><![CDATA[Thu, 10 Sep 2026 08:47:19 +0000]]></pubDate>
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			<title>IRP 상담 준비: 가져갈 자료와 꼭 물어볼 질문</title>
			<pubDate><![CDATA[Fri, 11 Sep 2026 02:07:01 +0000]]></pubDate>
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			<guid><![CDATA[https://moneyandwhy.com/ko/community/discussion/irp-가입-대상-내-자격을-확인하는-네-가지-방법/]]></guid>
			<link><![CDATA[https://moneyandwhy.com/ko/community/discussion/irp-가입-대상-내-자격을-확인하는-네-가지-방법/]]></link>
			<title>IRP 가입 대상: 내 자격을 확인하는 네 가지 방법</title>
			<pubDate><![CDATA[Wed, 09 Sep 2026 19:18:19 +0000]]></pubDate>
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			<guid><![CDATA[https://moneyandwhy.com/ko/community/discussion/irp-재원-구분-퇴직금과-내가-넣은-돈은-어떻게-다를까/]]></guid>
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			<title>IRP 재원 구분: 퇴직금과 내가 넣은 돈은 어떻게 다를까</title>
			<pubDate><![CDATA[Wed, 09 Sep 2026 19:10:20 +0000]]></pubDate>
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			<guid><![CDATA[https://moneyandwhy.com/en/community/discussion/supporting-parents-while-saving-to-move-out-a-practical-budget/]]></guid>
			<link><![CDATA[https://moneyandwhy.com/en/community/discussion/supporting-parents-while-saving-to-move-out-a-practical-budget/]]></link>
			<title>Supporting Parents While Saving to Move Out: A Practical Budget</title>
			<pubDate><![CDATA[Wed, 09 Sep 2026 16:45:29 +0000]]></pubDate>
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			<guid><![CDATA[https://moneyandwhy.com/ko/community/discussion/irp-tdf-이름에-붙은-은퇴-연도-무엇을-뜻할까/]]></guid>
			<link><![CDATA[https://moneyandwhy.com/ko/community/discussion/irp-tdf-이름에-붙은-은퇴-연도-무엇을-뜻할까/]]></link>
			<title>IRP TDF: 이름에 붙은 은퇴 연도, 무엇을 뜻할까</title>
			<pubDate><![CDATA[Thu, 10 Sep 2026 08:39:59 +0000]]></pubDate>
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			<guid><![CDATA[https://moneyandwhy.com/en/community/discussion/pay-down-your-mortgage-or-invest-check-your-cash-first/]]></guid>
			<link><![CDATA[https://moneyandwhy.com/en/community/discussion/pay-down-your-mortgage-or-invest-check-your-cash-first/]]></link>
			<title>Pay Down Your Mortgage or Invest? Check Your Cash First</title>
			<pubDate><![CDATA[Thu, 10 Sep 2026 06:06:52 +0000]]></pubDate>
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			<guid><![CDATA[https://moneyandwhy.com/en/community/discussion/retirement-travel-budget-protect-your-medical-reserve/]]></guid>
			<link><![CDATA[https://moneyandwhy.com/en/community/discussion/retirement-travel-budget-protect-your-medical-reserve/]]></link>
			<title>Retirement Travel Budget: Protect Your Medical Reserve</title>
			<pubDate><![CDATA[Thu, 10 Sep 2026 03:27:19 +0000]]></pubDate>
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			<guid><![CDATA[https://moneyandwhy.com/en/community/discussion/early-retirement-offer-look-beyond-the-lump-sum/]]></guid>
			<link><![CDATA[https://moneyandwhy.com/en/community/discussion/early-retirement-offer-look-beyond-the-lump-sum/]]></link>
			<title>Early Retirement Offer: Look Beyond the Lump Sum</title>
			<pubDate><![CDATA[Thu, 10 Sep 2026 03:19:00 +0000]]></pubDate>
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			<guid><![CDATA[https://moneyandwhy.com/ko/community/discussion/irp-투자상품-살-수-있는-상품부터-구분하세요/]]></guid>
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			<title>IRP 투자상품: 살 수 있는 상품부터 구분하세요</title>
			<pubDate><![CDATA[Thu, 10 Sep 2026 03:08:58 +0000]]></pubDate>
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			<guid><![CDATA[https://moneyandwhy.com/ko/community/discussion/irp-납입금-오래-묶어도-되는-돈인지-확인하는-법/]]></guid>
			<link><![CDATA[https://moneyandwhy.com/ko/community/discussion/irp-납입금-오래-묶어도-되는-돈인지-확인하는-법/]]></link>
			<title>IRP 납입금: 오래 묶어도 되는 돈인지 확인하는 법</title>
			<pubDate><![CDATA[Thu, 10 Sep 2026 03:00:42 +0000]]></pubDate>
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			<guid><![CDATA[https://moneyandwhy.com/en/community/discussion/living-with-adult-children-share-costs-keep-independence/]]></guid>
			<link><![CDATA[https://moneyandwhy.com/en/community/discussion/living-with-adult-children-share-costs-keep-independence/]]></link>
			<title>Living With Adult Children: Share Costs, Keep Independence</title>
			<pubDate><![CDATA[Thu, 10 Sep 2026 00:31:52 +0000]]></pubDate>
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			<guid><![CDATA[https://moneyandwhy.com/en/community/discussion/rural-home-costs-what-to-check-before-you-retire/]]></guid>
			<link><![CDATA[https://moneyandwhy.com/en/community/discussion/rural-home-costs-what-to-check-before-you-retire/]]></link>
			<title>Rural Home Costs: What to Check Before You Retire</title>
			<pubDate><![CDATA[Thu, 10 Sep 2026 00:24:07 +0000]]></pubDate>
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			<guid><![CDATA[https://moneyandwhy.com/ko/community/discussion/irp-세액공제-합산-연금저축과-함께-계산하는-법/]]></guid>
			<link><![CDATA[https://moneyandwhy.com/ko/community/discussion/irp-세액공제-합산-연금저축과-함께-계산하는-법/]]></link>
			<title>IRP 세액공제 합산: 연금저축과 함께 계산하는 법</title>
			<pubDate><![CDATA[Thu, 10 Sep 2026 00:16:53 +0000]]></pubDate>
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			<guid><![CDATA[https://moneyandwhy.com/ko/community/discussion/irp-수수료-가입-전-비용표에서-확인할-네-가지/]]></guid>
			<link><![CDATA[https://moneyandwhy.com/ko/community/discussion/irp-수수료-가입-전-비용표에서-확인할-네-가지/]]></link>
			<title>IRP 수수료: 가입 전 비용표에서 확인할 네 가지</title>
			<pubDate><![CDATA[Thu, 10 Sep 2026 00:09:35 +0000]]></pubDate>
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			<guid><![CDATA[https://moneyandwhy.com/en/community/discussion/etf-overlap-are-different-funds-holding-the-same-stocks/]]></guid>
			<link><![CDATA[https://moneyandwhy.com/en/community/discussion/etf-overlap-are-different-funds-holding-the-same-stocks/]]></link>
			<title>ETF Overlap: Are Different Funds Holding the Same Stocks?</title>
			<pubDate><![CDATA[Wed, 09 Sep 2026 16:34:27 +0000]]></pubDate>
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			<guid><![CDATA[https://moneyandwhy.com/ko/community/discussion/irp-기초-퇴직금-통장이라고만-알면-놓치는-것/]]></guid>
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			<title>IRP 기초: 퇴직금 통장이라고만 알면 놓치는 것</title>
			<pubDate><![CDATA[Wed, 09 Sep 2026 16:24:45 +0000]]></pubDate>
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			<guid><![CDATA[https://moneyandwhy.com/en/community/discussion/college-costs-and-retirement-give-each-goal-its-own-timeline/]]></guid>
			<link><![CDATA[https://moneyandwhy.com/en/community/discussion/college-costs-and-retirement-give-each-goal-its-own-timeline/]]></link>
			<title>College Costs and Retirement: Give Each Goal Its Own Timeline</title>
			<pubDate><![CDATA[Thu, 10 Sep 2026 06:14:12 +0000]]></pubDate>
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			<guid><![CDATA[https://moneyandwhy.com/ko/community/discussion/연금저축-연간-점검-한-장으로-정리하는-네-가지-확인/]]></guid>
			<link><![CDATA[https://moneyandwhy.com/ko/community/discussion/연금저축-연간-점검-한-장으로-정리하는-네-가지-확인/]]></link>
			<title>연금저축 연간 점검: 한 장으로 정리하는 네 가지 확인</title>
			<pubDate><![CDATA[Wed, 09 Sep 2026 16:12:58 +0000]]></pubDate>
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			<guid><![CDATA[https://moneyandwhy.com/en/community/discussion/got-a-pay-raise-but-your-bank-balance-has-not-changed/]]></guid>
			<link><![CDATA[https://moneyandwhy.com/en/community/discussion/got-a-pay-raise-but-your-bank-balance-has-not-changed/]]></link>
			<title>Got a Pay Raise but Your Bank Balance Has Not Changed?</title>
			<pubDate><![CDATA[Wed, 09 Sep 2026 13:44:27 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://moneyandwhy.com/en/community/discussion/monthly-investing-or-a-lump-sum-start-with-the-money-you-have/]]></guid>
			<link><![CDATA[https://moneyandwhy.com/en/community/discussion/monthly-investing-or-a-lump-sum-start-with-the-money-you-have/]]></link>
			<title>Monthly Investing or a Lump Sum? Start With the Money You Have</title>
			<pubDate><![CDATA[Wed, 09 Sep 2026 13:34:08 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://moneyandwhy.com/ko/community/discussion/연금저축-운용-수령-중-남은-투자금을-관리하는-법/]]></guid>
			<link><![CDATA[https://moneyandwhy.com/ko/community/discussion/연금저축-운용-수령-중-남은-투자금을-관리하는-법/]]></link>
			<title>연금저축 운용: 수령 중 남은 투자금을 관리하는 법</title>
			<pubDate><![CDATA[Wed, 09 Sep 2026 13:23:23 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://moneyandwhy.com/ko/community/discussion/연금저축-수령액-세금과-생활비를-함께-계산하기/]]></guid>
			<link><![CDATA[https://moneyandwhy.com/ko/community/discussion/연금저축-수령액-세금과-생활비를-함께-계산하기/]]></link>
			<title>연금저축 수령액: 세금과 생활비를 함께 계산하기</title>
			<pubDate><![CDATA[Wed, 09 Sep 2026 13:12:51 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://moneyandwhy.com/ko/community/discussion/irp-예금-만기-그다음-내-돈은-어디에-있을까/]]></guid>
			<link><![CDATA[https://moneyandwhy.com/ko/community/discussion/irp-예금-만기-그다음-내-돈은-어디에-있을까/]]></link>
			<title>IRP 예금 만기: 그다음 내 돈은 어디에 있을까</title>
			<pubDate><![CDATA[Thu, 10 Sep 2026 05:59:43 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://moneyandwhy.com/en/community/discussion/first-car-budget-what-happens-to-your-monthly-savings/]]></guid>
			<link><![CDATA[https://moneyandwhy.com/en/community/discussion/first-car-budget-what-happens-to-your-monthly-savings/]]></link>
			<title>First Car Budget: What Happens to Your Monthly Savings?</title>
			<pubDate><![CDATA[Wed, 09 Sep 2026 10:41:03 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://moneyandwhy.com/en/community/discussion/small-investment-big-risk-should-it-all-go-into-one-stock/]]></guid>
			<link><![CDATA[https://moneyandwhy.com/en/community/discussion/small-investment-big-risk-should-it-all-go-into-one-stock/]]></link>
			<title>Small Investment, Big Risk: Should It All Go Into One Stock?</title>
			<pubDate><![CDATA[Wed, 09 Sep 2026 10:29:18 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://moneyandwhy.com/ko/community/discussion/irp-위험자산-한도-계좌-전체로-계산하는-법/]]></guid>
			<link><![CDATA[https://moneyandwhy.com/ko/community/discussion/irp-위험자산-한도-계좌-전체로-계산하는-법/]]></link>
			<title>IRP 위험자산 한도: 계좌 전체로 계산하는 법</title>
			<pubDate><![CDATA[Thu, 10 Sep 2026 05:52:47 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://moneyandwhy.com/ko/community/discussion/연금수령-시작-전-연금저축-나이와-가입기간-확인하/]]></guid>
			<link><![CDATA[https://moneyandwhy.com/ko/community/discussion/연금수령-시작-전-연금저축-나이와-가입기간-확인하/]]></link>
			<title>연금수령 시작 전: 연금저축 나이와 가입기간 확인하기</title>
			<pubDate><![CDATA[Wed, 09 Sep 2026 09:09:07 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://moneyandwhy.com/ko/community/discussion/연금저축-납입중단-잠시-쉬는-것과-해지는-다릅니다/]]></guid>
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			<title>연금저축 납입중단: 잠시 쉬는 것과 해지는 다릅니다</title>
			<pubDate><![CDATA[Wed, 09 Sep 2026 09:03:20 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://moneyandwhy.com/]]></guid>
			<link><![CDATA[https://moneyandwhy.com/]]></link>
			<title>홈</title>
			<pubDate><![CDATA[Mon, 17 Aug 2026 20:08:17 +0000]]></pubDate>
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